In the modern environment of the internet, and "everything online", it is common to wonder why the process of running a title search is so complex. Property title records are recorded and stored as hard-copy paper documents. Information that is contained on hard-copy documents cannot be stored easily in an online database, as can most other types of records. Because of this, title searching involves searching through all of the recorded documents for a property. Property records are recorded in the individual county, each of which has different procedures for the records office.

For example, to search for mortgages, the title examiner must first locate the copies of mortgage documents signed by the property owner. All of the papers for a property are not kept together in a group. These copies are kept in books, with each volume corresponding to a particular day and year. In order to locate all the open mortgages, the examiner must go through all the books over time, and find the documents that pertain to the subject property. The county normally keeps an index, which helps the examiner know which books to look in. The examiner must then look for documents that release any of these mortgages that were refinanced, or paid off. The same process is repeated for liens.

In some counties, there are multiple records rooms to go through. All of the information about the liens and mortgages is contained in the wording of the documents which must be retrieved and read individually. From this process, the title search abstract is created for a property.

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Deed document information with current owner, prior owner (Grantor/Grantee), sales price, tax account and financial data, assessed value, abridged legal description, ownership vesting, APN#, document book/page information. Foreclosure status may also be indicated if reported electronically.

Complete property title documents performed by a professional title abstractor, using the official government title records. We use real government records, not electronic data or internet records. Our title abstractors perform thousands of title searches for banks, attorneys, title insurers, government agencies, and investors. Our title searches are always professional industry quality reports. Document copies will have official county recording stamps and signatures.

The title search will contain ownership information, liens, mortgages, easements, legal & vesting, along with the details of the transaction. Items which will appear on the title search include: tax liens, mechanics liens, IRS liens, spousal support liens, foreclosure information, lis pendens, notice of default, first mortgage, second mortgages, equity loans, judgment liens, legal description, lien amounts, mortgage amounts, document index book/page, lien holder signatures, tax status, purchase price listed on deed, copy of deed/title and ownership structure, for the current owner.

The title report will show the priority status of liens and mortgages, as apparent from recording chronology in the municipal record.

The expanded search adds information to the full title search. Prior owner information will be obtained and added to the search report. In addition, document copies of underlying documents will be attached to the search abstract. The expanded search will also include valuation information, in the form of comparable sales records, showing similar properties recently transferred, including date, price, and sales information.