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AFX Title
search has been in business since 1995. We have performed over
200,000 title searches for clients, such as attorneys, lenders,
title underwriters, and corporations.
We have been featured in Forbes
Magazine, The Wall Street Journal, and many real estate industry
publications. Government agencies such as the SEC, the US Postal
Service, and the SBA have consulted with us on many title search
projects.
The title search we provide for
individuals and investors is exactly the same search we would
perform for corporate clients, or large financial institutions such
as Suntrust, Wachovia, or GE Capital.
What is a title search?
Who needs a title search?
Can I do a title search myself?
What is the difference between a property report and a title search?
Do you provide lien search?
How long will it take to get my title search results back?
How are the results sent to me?
How do I contact someone at your company?
Is the property owner notified of a search?
What about commercial
property search?
How long has TitleSearches.com been in business?
How do I contact you?
I have more detailed questions about my specific situation.
What is a title search?
A title search is the
resulting document of data research on a piece of real estate. A
real estate researcher, sometimes called a title abstractor, will
retrieve documents on a property, such as transfer records, lien
records, judgment records, and other recorded data. The results are
compiled into a report, called a title search. This report can be
used to understand the status of the property such as
property liens or current ownership. Back
to questions
Who needs a title search?
Some typical uses of a
title search are as follows. First, many of our clients are
investors, looking at properties for purchase. Some investors buy
properties through foreclosure, or at auction. These potential
buyers wish to determine the status of any liens that may be on the
property. Other clients are real estate buyers, who want to
understand the ownership of a property before they make an offer on
it to the seller or broker. Sometimes, knowing the amount of
mortgages on a property, or if there are financial problems can help
with the negotiations. Also, our title searches often include
comparable sales data, to see what other properties in the area have
sold for.
In addition, some of our clients need title searching as part of a
family event, such as divorce, estate or otherwise.
Many homeowners are now checking their own homes title status on a
regular basis, to make sure no liens are attaching to the property. Back
to questions
Can I do a title search
myself?
Yes! In most counties and
cities, anyone can visit the records office, and retrieve the data
and documents needed to create a title search. In most cases, the
only cost is that of copying fees. Most municipal offices charge
about a dollar a page for copies.
Keep in mind that pulling all the right documents can be
time-consuming and tricky. Often, documents and lien records can be
cross-referenced in different ways in different counties. Sometimes
owner name is used, sometimes address is used, and other times PN#
is used.
Using a professional title search firm makes sure that someone with
experience in collecting all relevant documents is performing the
search. Back
to questions
What is the difference between a property report and a title search?
You may see that property reports are available online, sometimes
for as little as $10. This report is usually a copy of the tax
records, showing the name of the assessed owner, and possibly with
some neighborhood information. This is NOT the same as a title
search, as it does not search for lien records, or ownership transfers. Back
to questions
Do you provide lien search?
Yes, this is the most important part of a title search. We run a
lien search for the property, and list all liens recorded against
the current owner of the property. This includes both mortgage
liens, and all non-voluntary liens such as tax liens, contractor
liens, etc. Back
to questions
How long will it take to get my title search results back?
Full, in-person title searches
take between 12-72 hours. (Not including weekends). Many of our
searchers around the country are set up on a PDA/pager system, so
that we can send your order to them instantly as it comes into our
website. This way, the title abstractor can begin pulling the records in
real time, without having to leave the courthouse, or records
database. Back
to questions
How are the results sent to
me?
We normally sent the
results of title searches by email. The full search often contains
document image copies which are scanned to PDF files for you. You
can view the documents on screen, download them to your computer, or
print copies at your desktop. Back
to questions
How do I contact
someone at your company?
We can be reached in
several ways. Our office number is 706-867-6794. Email us at info@titlesearch.com,
or use the Live Help function on our website. You can send us a fax
at 800-201-0620. Back
to questions
Is the property
owner notified of a search?
No, our title searches do not
involve visiting the property, or notifying the owner, or occupants.
County record offices do not normally make notice of searches
either. Back
to questions
What about commercial
property search?
We can normally do a
commercial property search for the same price. However, in some
cases if the property value is excessive, or the records abnormally
complex, a commercial search may be priced higher. We will contact
you before proceeding if this is the case. Back
to questions
How long has
TitleSearches.com been in business?
TitleSearch.com was
created in 1995, and incorporated in 1999. Back
to questions
How do I contact you?
We can be reached at
706-867-6794, or email at info@titlesearch.com. Back
to questions
What if I have more detailed questions about my specific situation?
We would be glad to help.
Our title experts can be reached at 706-867-6794, or email at info@titlesearch.com.
Back
to questions
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